A major insurance carrier recently announced it will no longer be providing coverage in Florida. This announcement, along with other troubling economic factors, have caused many people to worry about the ability to obtain insurance coverage at a decent rate if they purchase a Sarasota home.
My experience, even over the last months, has been that my customers are getting insurance without difficulty, and at prices they can afford. So as this question reared its head again this morning, I asked a "guest blogger" - Phil Visali from www.WeInsureFl.com - about the current insurance situation. For your benefit, here is his full response.
I understand people’s fear of not having the ability of securing property insurance in the state of Florida or paying outrageous insurance premiums. This fear is even more prevalent now that State Farm, the country’s largest insurance company has announced its plans to stop writing any property insurance in our state. Let me first say, relax and know that there are many A-rated carriers in our state that are able and willing to accept the insurance risk. They may not be well known names to your out-of-state clients but rest assured that they all have met the state of Florida’s requirement to become “Admitted Carriers.” This is important because all “Admitted Carriers” are covered by the State of Florida catastrophe fund, which provides protection for the homeowner in the event the insurance carrier becomes insolvent. This alone should give relief to your clients knowing that the state of Florida will back any “Admitted Carrier” in the event of a catastrophe.
Our agency represents all the major carriers and has the specific knowledge and expertise to recommend the right package to your clients.
If you have questions about your current insurance, or are hoping to obtain insurance in the near future, you can rest assured. To reach Phil or learn more, feel free to visit www.WeInsureFL.com or call toll-free at (866) 419-6140.
(for legal purposes, I must point out that True Real Estate is not affiliated with www.WeInsureFl.com and are not responsible for their actions. Neither are we certifying their products...simply offering an alternative. Whew! Glad thats out of the way)
Saturday, March 14, 2009
Thursday, March 05, 2009
Palmer Ranch Adds "Imagination"
Palmer Ranch is already a popular oasis in Sarasota - family neighborhoods, walking paths, great schools, tree lined trails.
The recent announcement that The Imagine School will open a Palmer Ranch branch proves the draw of this community just keeps getting stronger and stronger. The charter Imagine School, which recently broke ground, provides an alternative choice to parents for the education of their children.
Imagine Schools is comprised mostly of teachers, and operates 52 public charter schools and independent schools in 11 states. They educate 25,000 students nationwide. Imagine Schools was founded with the goal of restoring vision and purpose to schools and returning parents and guardians to full participation in the education of their children.
Sarasota's schools are already excellent, which explains the huge influx of young families into our area. The Imagine School will only add to our reputation of excellence.
The recent announcement that The Imagine School will open a Palmer Ranch branch proves the draw of this community just keeps getting stronger and stronger. The charter Imagine School, which recently broke ground, provides an alternative choice to parents for the education of their children.
Imagine Schools is comprised mostly of teachers, and operates 52 public charter schools and independent schools in 11 states. They educate 25,000 students nationwide. Imagine Schools was founded with the goal of restoring vision and purpose to schools and returning parents and guardians to full participation in the education of their children.
Sarasota's schools are already excellent, which explains the huge influx of young families into our area. The Imagine School will only add to our reputation of excellence.
Monday, March 02, 2009
Sarasota - Like No Place Else!
I speak to hundreds of prospective buyers of Sarasota real estate every week. Many of these folks have never set foot in Sarasota - or maybe they were here once on vacation.
It may seem odd to some that people are actively looking at purchasing a home in a place that they aren't familiar with - but I don't find it all that strange. I bought my home on Palmer Ranch after only seeing it on the internet, and having only 48 hours on the ground in Sarasota. Personally, I still claim it is the BEST THING I have ever done.
The buzz is undeniable. Publication after publication trumpets Sarasota as "the" place in Florida to raise kids, retire, have a business...the list goes on. We have beaches, business, culture, great schools and great weather - its really a pretty safe bet. I cannot even remember the last person that I toured around Sarasota that didn't fall in love.
That being said, if you haven't been here before, I urge you to keep an open mind. Often, I receive lists of criteria for their desired home - and these lists are helpful. But often, the wish list more closely resembles a home in Roanoke, or St. Louis, or Dallas...the lifestyle, homes and amenities are vastly different here in Sarasota and you will love it! But again, the best way to approach a home search in a different city is to focus less on the home itself, in the beginning - and more on your desired lifestyle. By letting us know what your hobbies are, how you spend your day, what your retirement looks like in your mind, what you want for your kids - we can begin to closely match neighborhoods to your life. And our clients dream home often turns out to be something they never considered for themselves!
Sarasota is like no other place in the world - we love it here, and we know you will too! Let us know how you live, and we'll help you find where to live .
It may seem odd to some that people are actively looking at purchasing a home in a place that they aren't familiar with - but I don't find it all that strange. I bought my home on Palmer Ranch after only seeing it on the internet, and having only 48 hours on the ground in Sarasota. Personally, I still claim it is the BEST THING I have ever done.
The buzz is undeniable. Publication after publication trumpets Sarasota as "the" place in Florida to raise kids, retire, have a business...the list goes on. We have beaches, business, culture, great schools and great weather - its really a pretty safe bet. I cannot even remember the last person that I toured around Sarasota that didn't fall in love.
That being said, if you haven't been here before, I urge you to keep an open mind. Often, I receive lists of criteria for their desired home - and these lists are helpful. But often, the wish list more closely resembles a home in Roanoke, or St. Louis, or Dallas...the lifestyle, homes and amenities are vastly different here in Sarasota and you will love it! But again, the best way to approach a home search in a different city is to focus less on the home itself, in the beginning - and more on your desired lifestyle. By letting us know what your hobbies are, how you spend your day, what your retirement looks like in your mind, what you want for your kids - we can begin to closely match neighborhoods to your life. And our clients dream home often turns out to be something they never considered for themselves!
Sarasota is like no other place in the world - we love it here, and we know you will too! Let us know how you live, and we'll help you find where to live .
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